Don’t Take Debt To Improve Credit Score

Written by Capt. Credit on 02.01.2007 | Credit, Credit Score

If you take on debt, make at least your minimum monthly payments, you will improve your credit score. A lender’s best friend is someone who will borrow money at a high interest rate and then demonstrate the ability to continue to make payments on that debt. I’m not disputing that taking on debt and making [...]

Beware These 35 Ridiculous Fees: Part 2

Written by Capt. Credit on 27.12.2006 | Fees

CNN Money took a look at thirty-five ridiculous fees and how to fight back and it came as no surprise that four of the thirty-five fees involved credit cards. This article takes a look at the second two of four - over-limit fees and same-day payment fees.
#28 Over-limit fee
If you spend more than your credit [...]

Beware These 35 Ridiculous Fees: Part 1

Written by Capt. Credit on 26.12.2006 | 0% Balance Transfers, Fees, General

CNN Money took a look at thirty-five ridiculous fees and how to fight back and it came as no surprise that four of the thirty-five fees involved credit cards. This article takes a look at the first two of four - Credit-card late fees and Balance-transfer fees.
#26 Credit-card late fees
If your bill was due today [...]

Don’t Let Credit Card Companies Play You

Written by Capt. Credit on 23.12.2006 | General

The best possible deal you could ever get from a credit card is 0% interest for the rest of your life… which is only possible through Discover and only if you’re super special and willing to make some small purchases each month (that aren’t at 0%, they’re at the prevailing rate). But, when you consider [...]